Mike Ott

Mike Ott real estate Mortgage specialist

Contact Mike Ott
NMLS ID # 330537
Phone: 703.216.1361

As a mortgage professional, my job is to be your trusted advisor.  I help you get the best possible mortgage to fit your overall financial goals and assist you in managing the single largest indebtedness you will take on in your life.  Most people who do what I do for a living simply serve up the debt and disappear.  I tell my clients that my job actually starts once your first mortgage transaction with me closes.  Going forward, not only do I stay in contact with you, I study the markets and look for opportunities for you to restructure your mortgage to save money, make home improvements, consolidate consumer debt, or reduce the term of your loan, getting you closer to financial freedom.
With a background in education, I teach you about the aspects of home finance, tailoring loan presentations to give you the tools to examine the costs vs. benefits of your loan over time in order to lead you to a confident, informed financial decision.  If you are a first-time buyer, a move-up buyer, investor, or someone considering refinancing your existing mortgage, and you’re looking for a service conducted in a relational way, then call me and let me know how I can help you.


  • Real Estate Mortgage Specialist
  • State approved Continuing Education Instructor (Virginia) 
  • Finance Instructor for Cindy Bishop Worldwide

"We can not say enough good things about Mike! If you are looking to refinance or buy a home, we highly recommend him!"  

Mortgage Education

September 2023 Market Update with Mike Ott

Monthly Market Update gives you up to date information about the real estate market and financial trends.