Mike Ott

Mike Ott

Mike Ott real estate Mortgage specialist

Contact Mike Ott
Mortgage Advisor
NMLS ID # 330537
Phone: 703.216.1361
Email: mott@FHMtg.com
Main office:
First Heritage Mortgage
3201 Jermantown Rd., Suite 800. Fairfax VA 22030

As a mortgage professional, my job is to be your trusted advisor.  I help you get the best possible mortgage to fit your overall financial goals and assist you in managing the single largest indebtedness you will take on in your life.  Most people who do what I do for a living simply serve up the debt and disappear.  I tell my clients that my job actually starts once your first mortgage transaction with me closes.  Going forward, not only do I stay in contact with you, I study the markets and look for opportunities for you to restructure your mortgage to save money, make home improvements, consolidate consumer debt, or reduce the term of your loan, getting you closer to financial freedom.
With a background in education, I teach you about the aspects of home finance, tailoring loan presentations to give you the tools to examine the costs vs. benefits of your loan over time in order to lead you to a confident, informed financial decision.  If you are a first-time buyer, a move-up buyer, investor, or someone considering refinancing your existing mortgage, and you’re looking for a service conducted in a relational way, then call me and let me know how I can help you.


  • Real Estate Mortgage Specialist
  • State approved Continuing Education Instructor (Virginia) 
  • Finance Instructor for Cindy Bishop Worldwide

Katie & Brad P.


"We can not say enough good things about Mike! If you are looking to refinance or buy a home, we highly recommend him!"  

Continuing Education Preview

Every home-buyer deserves the best options. This 1st time buyer financing preview will showcase the benefit to one of the VHDA programs.

Credit is a vital part of the mortgage approval process. Learn about the pie in this very informative preview of our 2 hour credit class.